Predictable financial protection
Know the maximum annual exposure and protect the plan from catastrophic claims.
FOR EMPLOYERS
Take back control of your healthcare dollars.
Clear Path gives growing organizations a financially responsible alternative to traditional insurance—without asking employees to settle for less.
Request a QuoteA BETTER RENEWAL STRATEGY
Know your risk. Keep your upside. Improve the experience.
Healthcare may be one of your largest expenses, but a traditional renewal rarely explains where the money goes or what can be changed. Clear Path makes the plan manageable.
Choose a level-funded structure for predictable monthly costs or move to self-funding for greater control. Either way, the strategy is built around your organization.
100% level-funded surplus return
When eligible claims finish below the funded amount, the employer—not the carrier—receives the available surplus.
Benefits people value
$0 deductible and $0 copay options can lower barriers to primary care, prescriptions, and other high-value services.
Transparent performance
Understand medical, pharmacy, administrative, and protection costs rather than managing one bundled price.
THE RIGHT FIT
Built for employers with 5–250 employees.
- Tired of annual double-digit increases
- Interested in better benefits without uncontrolled risk
- Values transparency and measurable results
- Wants an alternative beyond the usual carrier quotes
START THE CONVERSATION
Let’s make your next renewal more than a rate negotiation.
Let’s take a closer look at your current plan, your renewal, and what a better alternative could look like.